Using Figurewizard - How the budgeted cash flow forecast is calculated

This describes how figurewizard calculates your forecast cash flow, bank balance, and undrawn cash available from external financial sources.

Budgeted Cash Flow Structure

The budgeted cash flow forecast gives a monthly line by line analysis of all revenues and expenditure. There is a link at the end of this article showing a working example of our budgeted cash flow forecast.

Receipts - All Sources

Cash Out - Purchases
Cash Out - Operating Overheads
Cash Out - Non Operating Costs (eg. Fixed Assets; VAT; Loan Repayments)
Cash Out - Interest and Tax

The Bank Account Forecast

The forecast for monthly bank balances follows is calculated as:

Bank Balance Bought Forward
add: Total Receipts
less: Total Cash Out
Bank Balance Carried Forward

Forecast Cash Flow and Free Financial Resources

Finally the value of undrawn cash from  from bank loans and overdrafts and factoring / invoice discounting (if selected) facilities are added to the bank balances to calculate total monthly net cash resources still available to the business as follows:

Bank: Balance @ Month-End
add: Undrawn Cash Available for Bank Overdraft and Loan limits
add: Undrawn Cash Available from Factoring / Invoice Discounting (if selected)
Net Available Cash Resources Carried Forward

Deficit months for net cash flow resources will call for either a reappraisal of overheads or investment or a temporary cash injection in order to maintain cash flow.

This is done by clicking the edit button and selecting the category you wish to change.

The Truth about Monarch Airlines Labour's Spending over 10 years from 2000 Business Planning and Forecasting: What to Look For. Credit Checking - How to Read Micro or Short Form Accounts Amortisation of Arrangement Fees for Long Term Loans BHS Profits Performance 2010 - 2014 BHS profits, liquidity and cash flows 2009 - 2014 How to Calculate a Free Cash Flow Forecast Campari: How to apply for a bank business loan What are Current Liabilities What are Current Assets Late Payers and Cash Flow What is Operating Cash Flow What is Working Capital How to Read a Balance Sheet Business Planning Cash Flow Calculator Short Term Liquidity Business Liquidity Corporation Tax is not Calculated on Net Profit Small Business Corporation Tax Cash Flow Calculator Using Figurewizard - VAT Using Figurewizard - Sales by Month Using Figurewizard - HP or Instalment Plan Budgets Using Figurewizard - How the budgeted cash flow forecast is calculated Using Figurewizard - Fixed Asset Budgets Using Figurewizard - Calculate Purchase of Goods Using Figurewizard - Forecasting Payments to Suppliers Using Figurewizard - How to Forecast Cash Collection Solvency and the Balance Sheet Property in the Balance Sheet Why Equity is a Liability Asset Management and Liquidity Selling Fixed Assets Contracts: Invitation to Treat What is Deferred Income Loss on the Sale of Fixed Assets Calculating Gross Profit Margin Profit and Loss Statement What is Operating Profit What is Net Operating Revenue What is Equity Profit on the Sale of Fixed Assets How Taxable Profit is Calculated What are Operating Overheads Overheads - Provisions Depreciation What is Business Operating Activity What are Fixed Assets